We frequently receive inquiries as to whether dues and/or assessments from property owner associations (“POA” or “Association”) are dischargeable in bankruptcy. Here in Pennsylvania, POAs, also known as community associations or homeowner associations, are usually created pursuant to a “planned unit development” (PUD), which is a subdivision of building lots governed by private rules and…

Pennsylvania Bankruptcy Law Fraudulent Transfers & Conveyances Occasionally I meet potential clients who, in an effort to “protect” their home or car, have transferred it to a friend or family member. Unless the transfer occurred more than 4 years prior (the applicable statute of limitations in PA), it is problematic for several reasons: (1) A…

PENNSYLVANIA BANKRUPTCY ATTORNEYS Bouncing a check is a criminal offense in Pennsylvania. Under 18 Pa.C.S.A. Section 4105(a), “A person commits an offense if he issues or passes a check . . . knowing that it will not be honored by the drawee.” The “drawee” is the bank, credit union or other institution holding the account…

 POCONOS BANKRUPTCY FAQ’S Question- How Long Will the Bankruptcy Remain on my Credit Report? A- A bankruptcy can be expected to stay on a credit report for the duration of the bankruptcy case plus a period of 10 years from the date of the discharge. However, credit is often available to those who have filed…

5 Star Reviews of  Bankruptcy Lawyer Vincent Rubino Stroudsburg Bankruptcy Lawyer Vince Rubino has many 5 star reviews listed at AVVO, Lawyers.com, Google, Facebook and other locations.  The verdict is in, Vincent Rubino is a 5 star debt relief attorney! Review from Lawyers.com on 11/05/16 Mr. Rubino was compassionate and at the same time very…

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